Stamp Duty rates in England and Northern Ireland
Stamp Duty Land Tax (SDLT) is charged on each portion of the price, like income tax bands. Rates since April 1, 2025:
- Up to £125,000: 0%
- £125,001 to £250,000: 2%
- £250,001 to £925,000: 5%
- £925,001 to £1.5 million: 10%
- Above £1.5 million: 12%
£295,000 home: 2% × £125,000 + 5% × £45,000 = £4,750
Reliefs and surcharges
- First-time buyers: 0% up to £300,000 and 5% from £300,001 to £500,000. Above £500,000 the relief is lost and normal rates apply.
- Additional properties: 5% is added to every band when you will own more than one home (purchases under £40,000 are exempt).
- Non-UK residents: 2% is added to every band, on top of any other rates.
Tips
- Scotland charges LBTT and Wales charges LTT instead of SDLT, with different bands.
- You must file a return and pay within 14 days of completion; your solicitor usually does this.
- If you sell your old main home within 36 months, you can claim back the 5% surcharge.
Standards and sources
- Stamp Duty Land Tax: residential property rates · GOV.UK
- Higher rates for additional residential property · HMRC
- SDLT calculator · HMRC
Last reviewed October 15, 2026
Frequently asked questions
How much is Stamp Duty on a £300,000 house?
£5,000 if it is your only home (2% on £125,000 to £250,000 and 5% on the last £50,000). A first-time buyer pays nothing, and an additional property costs £20,000.
Who counts as a first-time buyer?
Everyone buying must never have owned a home anywhere in the world, and it must be their main residence. The price must be £500,000 or less.
When do I pay Stamp Duty?
Within 14 days of completion. Your solicitor or conveyancer usually files the return and pays for you.
Does this work for Scotland or Wales?
No. Scotland has Land and Buildings Transaction Tax and Wales has Land Transaction Tax, with their own bands.
Is my data saved?
No. The calculation runs only in your browser, and nothing is sent anywhere.